This website is designed to provide you with general information only and does not attempt to give you advice on any particular investment or to recommend any particular investment to you. If you have any doubt as to whether a particular investment is suitable for you, you should contact LifeStages Ltd for advice.

1.Copyright Notice:
This web site and all included materials are protected by copyright. All rights reserved. A limited permission is hereby granted to electronically copy content and print it in hard form for personal use only, provided that textual and graphical content are not in any way altered and the source is acknowledged. No permission is given to reproduce, redistribute or otherwise copy any content, in whole or in part, in other form or by other means, nor for any other purpose (including commercial use or sales), without the prior written consent of LifeStages Limited and/or the copyright holders. Any permission may be revoked at will.

2.Trademarks Notice:
All names, logos, designs and other marks appearing anywhere in this website and denoted by the letters "©", "®" or "™" are proprietary trademarks. All rights in such trademarks are reserved. Such trademarks (and any facsimiles) may not be reproduced or used, in any manner or for any purpose, other than to the extent permitted by the above Copyright Notice, without the prior written consent of LifeStages Limited and/or the trademark proprietors.

3.Disclaimers:
This website provides certain free on-line resources and facilities. Any or all such services may, at any time be withdrawn without notice by LifeStages Limited, without liability therefore. Any use of this website, and the information, products and services made available from this website is completely at the user's sole risk, and LifeStages Financial Solutions Limited assume no responsibility or legal liability of any kind in respect of such use.

Without limitation:

A. Website Content, External Hyperlinks:
LifeStages Limited does not guarantee or warrant, or assume responsibility or legal liability of any kind for the accuracy, completeness, currency, merchantability or fitness for any particular purpose of any information, products or services ("content") made available from or via this website, including content supplied by LifeStages Limited. Without limitation, this disclaimer extends to any content supplied by sources external to LifeStages Financial Solutions Limited, or that is available from external sources mentioned in this website or accessible by external hyperlink. LifeStages Limited does not necessarily endorse any information, products or services supplied by or obtained from external sources. LifeStages Limited shall not be responsible for any commercial charges users may incur in using external hyperlinks.

B. Security Risks and Viruses:
The World Wide Web exists across insecure, public networks. We have taken every possible precaution however, there is a risk that transmissions to or from this website may be intercepted and/or modified by third parties, and that files obtained from or via this website may contain harmful computer viruses or other defects. LifeStages Limited assumes no responsibility or legal liability with respect thereto.

Privacy Statement

INFORMATION HELD ABOUT YOU

In order to advise you properly, we must obtain certain information from you about your financial and personal circumstances, to assess your suitability for particular products and services.

By providing us with your personal data:

1. You agree that the information we hold about you can be held on computer and/or paper files.

2. You agree that any information, which you give us, including sensitive personal data such as health and medical records, may be disclosed to third parties (e.g. credit reference agencies and medical practitioners, where relevant) for the purpose of processing your application and for the ongoing administration of your investment or policy but for no other purpose.

3. You agree that we may use the information that we hold about you to contact you from time to time by post, fax, e-mail or telephone to bring to your attention additional products or services, which may be of benefit to you.

4. We agree that any consent given by you under paragraph 3 above may be
withdrawn by you at any time by contacting us in writing at:

LifeStages Limited. Suite 214, Lansbury Estate, 102 Lower Guildford Road, Knaphill, Surrey. GU21 2EP.

This Internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site. The tax reliefs referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax reliefs are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.

The details published on this site should not be construed as personalised investment advice under the Financial Services Markets Act 2000. If you are unsure about the suitability of any of these products or services, you are advised to take appropriate professional Independent financial advice before entering into any binding contracts.

The FSA does not regulate some of the products and services detailed on this website